Get matched with top fireplace pros in Puxico, MO

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

Beyond having an inspection, it’s important to do chimney maintenance at least annually to be certain the chimney is safe to use. Cleaning the flue of any built-up particles, creosote, and soot reduces the risk of fire. Fortunately, the cost of hiring a pro to do a chimney inspection often includes a chimney cleaning, so you may not have an extra expense for maintenance.

Chimney caps are necessary both from a building safety standpoint in most municipalities and to keep your home protected from a variety of issues. Chimney caps are not only mandated by building code in most areas, but they also serve to keep squirrels, raccoons, and other pests out of your home, as well as snow and rain. Therefore, they help to avoid property damage, making them a worthwhile investment.

Wood is classified as either hardwood or softwood. For firewood, hardwoods are generally the best choice as they tend to burn longer, hotter, and produce less smoke than softwoods. Recommended hardwoods include oak, hickory, maple, cherry, ash, beech, birch, elm, and walnut. Oak is a particularly good option as it's widely available, slow-burning, and doesn't produce much smoke or sparks. Some woods, like oak, hickory, and cherry, also emit a pleasant scent. It is best to avoid softwoods such as eucalyptus, poplar, and willow, as they create a lot of smoke and have a high moisture content that makes them difficult to light and burn efficiently.