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Insulated vinyl siding is very durable and can last for 20 to 40 years. The extra support that the insulation provides helps to make the vinyl siding less susceptible to damages from weather and other minor wear and tear. Vinyl siding on its own may  be less durable than other types of siding like fiber cement, but when coupled with insulation it is stronger than usual.

Fiber cement siding is the best siding to install over stucco because it offers many of the same benefits for homes where stucco is common, including fire resistance, insect resistance, and good insulation. Fiber cement siding is also rigid, so it won’t warp over time like vinyl siding might if installed over furring strips.

You should plan to stain or refinish your home's cedar siding every three to seven years to maintain its appearance and provide maximum protection, though some estimates suggest a range of four to six years. The exact frequency depends on several factors, including your local climate, exposure to severe weather like direct sunlight, rain, and wind, the quality of the initial stain application, the type of stain used, and the overall condition and quality of the wood.

For homes in harsh climates with high humidity and significant sun exposure, you should plan on staining as often as every three years, while those in milder locations may only need to do so every seven years. For the longest-lasting protection in particularly harsh climates, consider using an opaque stain.

If you are looking for a lower-maintenance alternative, you might consider vinyl or aluminum siding. While the initial installation cost can be higher, they do not require as much upkeep and can offer more value over time, especially in areas with excessive rainfall or high humidity.

The best siding to cover brick is vinyl or metal siding. Vinyl is low maintenance and affordable, while metal is highly durable and offers some of the best insulation on top of brick. Fiber cement is another great option. Though you can install wood siding on top of brick, it’s not as ideal.