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According to a report from Energy.gov, radiant barrier installations can save between 5% and 10% on your energy bill each month that your HVAC cooling is in operation. That fact can mean savings of up to more than $325 per year for homes that experience frequent direct sunlight and high summer temperatures. 

Insulation can be easy to install, depending on the condition of your walls, but there are many safety considerations and potential challenges involved. For example, most types of insulation are made from materials that can cause irritation if inhaled or if they come into contact with your skin. Additionally, installing insulation incorrectly can actually make moisture issues in your home worse.

The cost to install or upgrade insulation generally ranges from $1.50 to $4.00 per square foot. The final price depends on factors such as the type of insulation chosen, the total area to be covered (home size), and local labor costs.

Air duct insulation typically lasts for 10 to 15 years or even longer, depending on the material and maintenance. It's important to conduct periodic inspections to check for signs of deterioration, such as water damage, tears, or general wear. If you find any of these issues, it may be time for repairs or a full replacement. You might also consider upgrading your insulation even if it's in good shape to improve your home's energy efficiency and enhance your HVAC system's performance with newer, more effective materials.