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Integrity Appraisals LLC
New to Angi
Appraisal - Real Estate

Serving Osage Beach, MO and surrounding areas

In business since 2009

I have appraised residential and commercial properties for approximately 8 years in the area and have lived in the area for over 30 years. I primarily specialize in rural to suburban residential properties. I am a Certified Residential Real Estate Appraiser and am FHA/HUD approved. I have created Integrity Appraisals with the goal of providing consistent, timely, accurate and supported residential appraisals in rural/suburban areas in Central to Western Missouri. I have developed over 2000 residential appraisals in my career and am confident in my procedures, analysis, and valuations.

Avatar for Thomas R. Keeven Appraisal Service
Thomas R. Keeven Appraisal Service
New to Angi
Appraisal - Real Estate

Serving Osage Beach, MO and surrounding areas

In business since 1985

Free estimates

Thomas r. Keeven Appraisal Service is dedicated to providing our customers with the best quality and craftsmanship. We are here to build relationships with our customers and communities and to provide our employees with a great place to work. We look forward to working with you.

Response time10 mins
Response rate100%
Property Appraiser questions, answered by experts

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

The condition and appearance of your yard can affect your home appraisal value. A well-maintained, attractive yard with curb appeal adds to a property’s value, while an overgrown, messy, poorly maintained yard can hurt your home’s appraisal. Even small cosmetic improvements to your yard, like adding mulch, trimming trees, and cleaning out plant beds, can help your appraisal value.

The Osage Beach, MO homeowners’ guide to property appraisals

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