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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Determining if your water main contains lead involves a few steps. First, check the age of your property, as homes built before the 1980s might have lead pipes. Contact your water utility company for information on your service line material. Then, you can hire a professional plumber to conduct an inspection or use a lead testing kit to analyze water from the main line.

Costs depend on test type, home size, number of testing locations, and whether follow-up testing is required.

You do not have to remove lead paint if the surface is not chipping or peeling or if there are no pregnant people or children under the age of six who live in or regularly visit your home. Lead paint is a particular risk for young children whose brains and bodies are not fully developed. Experts strongly recommend that you call a pro to remove lead paint if it’s peeling or flaking, no matter who lives in the home. You can experience lead poisoning by breathing in or ingesting just a small amount of it.

Properties should be tested for lead every 2-3 years, especially if they are older, have undergone renovations, or show deterioration of paint or interior finishes.

The Joplin, MO homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.