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Some but not all types of pool enclosures block ultraviolet (UV) rays. You can opt for specially coated glass for your enclosure that helps block the harmful UV rays from reaching you in the pool. To keep yourself safe from harmful UV rays while swimming, it’s best to routinely use waterproof sunblock. 

A retaining wall can only function as a fence if it’s high enough on all sides to prevent someone from accidentally falling into the pool. However, most retaining walls retain dirt, which means their purpose is not related to safety. There would need to be nothing on the other side of the wall for it to be considered a fence, but in that case, it wouldn’t retain anything and would cease to be a retaining wall.  

If you live in an area where pool enclosures are expected, like in Florida, having one won't necessarily increase your home value. However, it's worth noting that in warm climates, a pool can add $11,600 to $95,000 to a home's value. 

On the other hand, if you're in an area where pool enclosures are not common, having one might set your home apart from the crowd. Depending on the appraiser, you may see an additional $25,000 to $27,000 or more for an enclosed, inground pool when it comes time to sell.

Mesh and tempered glass are both very safe pool fencing options because they’re difficult to climb. You might also want to consider installing a pool safety net, and always make sure your pool is maintained properly. You could even consider a swimming pool enclosure that surrounds the pool on all sides.