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Performing abatement for asbestos means the contractor removes or encapsulates the asbestos to protect your family’s health. The term abatement refers to the steps required to keep asbestos fibers from moving into the air. Understanding what asbestos abatement is can help you discuss the case with your contractors by understanding the jargon they use. 

Asbestos is a carcinogen, meaning it increases the risk of cancer. Inhaling asbestos fibers is linked to several respiratory issues, including asbestosis, or scarring on the lungs, lung cancer, and mesothelioma, another type of cancer. There's also a link between asbestos exposure and an increased risk of colon cancer and other cancers of the digestive system.

Usually, the people most at risk for disease related to asbestos exposure are those who spend a lot of time working around the material without protection. Electricians who work with asbestos wire have a higher risk of developing mesothelioma or lung cancer due to their exposure.

In most cases, homeowners insurance doesn't cover asbestos abatement. Insurance policies frequently exclude coverage for pollutants, contaminants, and hazardous materials, which include asbestos. It's considered a pre-existing condition in homes built before its ban, so removal is seen as a maintenance expense rather than an insurable loss. There may be an exception if the asbestos-containing materials are disturbed due to a covered event, such as fire or storm damage. Some policies may cover the abatement as a part of those repairs.

In most cities, it isn’t legal to cover asbestos tile. This is because it’s difficult for the average homeowner to know if they’re causing fibers to become airborne. While there is a method of sealing the asbestos in place—called encapsulation—this needs to be done by a pro, and isn’t appropriate for all situations.