Get matched with top deck maintenance specialists in Bernie, MO

A quality, well-maintained PVC decking can last 30 to 50 years. It’s known for being one of the most durable types of decking materials, with composite decking having a 25- to 30-year average lifespan and some softwood deckings only lasting 10 to 15 years. Luxury hardwood decks like Ipe may last longer than PVC decking, but they can cost more and require more maintenance.

How long it takes to install composite decking depends on the size of the decking material, the skills of the person installing the deck, the number of people helping, and how much prep work needs to be done before you can begin. Generally speaking, it takes anywhere from a few days to several weeks to build a composite deck.

Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.

Whether you need a permit depends on the deck design and local regulations. Most areas mandate a building permit if the deck is over a specific height or if it's attached to a pre-existing structure. Shorter, freestanding decks may not require a permit, but you should check with local zoning ordinances and your homeowners association for specifics.