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Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

Federal architecture is most common in urban areas throughout the New England states, including the older parts of New York, Pennsylvania (namely, Boston and Philadelphia), Maryland, Massachusetts, and Virginia. The style also dominated in parts of Georgia in the late 18th and early 19th centuries, so many historical homes in the area embody this home design. Salem, MA, has two historic districts that predominantly feature this architectural style: Chestnut Street District and the Salem Maritime National Historic Site.

Mid-century modern architecture was a popular home style throughout the U.S. from the 1950s to 1970s. Most homes feature a wide and symmetrical floor plan with low-sloped roofs and floor-to-ceiling windows. Its minimalism and balanced appearance are back on the home style scene, particularly when maximizing sunlight, airflow, and a blend with the home's natural surroundings.

Yes, new home construction will always require building permits, no matter where you live. In most cases, you’ll need a general construction permit, along with plumbing and electrical permits for the utility lines in your home. Depending on where you live, you’ll likely find that you also need permits for things like connection to a sewage system or installing exterior components, like decks, driveways, patios, and curb cutouts. Leave navigating the permits required for new home construction to a professional to ensure your home is built legally and safely.