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Chimney Sweep questions, answered by experts

Hazard insurance is the part of your overall homeowner's insurance policy that covers the structure of your home and other structures on your property, as well as any personal property within those structures. When a lender requires you to get hazard insurance for your new home purchase, they’re referring to a standard homeowner’s insurance policy.

The most common causes of kitchen fires are leaving cooking food unattended, frying food with excessive amounts of oil, and leaving flammable objects near the stovetop.

Just about anything that can damage your roof can damage a solar panel. It’s common for panels to sustain damage from hail or falling branches. Critters can chew through the wires. Snow and heavy rainfall can cause additional wear, along with extreme temperatures, which can degrade or stress the individual components. Even the UV rays that create electricity slowly damage your panel over time.

Depending on the amount of soot present, you can vacuum some of it using a brush attachment on your vacuum cleaner. Then, remove the leftovers with a mild cleaner, such as dish soap or vinegar mixed with water. Before applying a cleaning solution, saturate the bricks with clean water to prevent the cleaner from penetrating beyond the surface and causing structural damage to the bricks.

Hard materials like glass, metal, and hardwood floors, washable fabrics, and undamaged electrical appliances can often be salvaged after a fire, although it depends on the extent of the damage. For washable fabrics, make sure to use a phosphate mix during the washing process to extract the smoke smell. There are a few things you should throw away after a fire, like canned foods and cosmetics, even if they don’t look like they’re damaged.

The Mentor, MN homeowners’ guide to chimney sweeping services

From average costs to expert advice, get all the answers you need to get your job done.