Get matched with top solar panel pros in Harmony, MN

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

The morning sun can be better for solar panels because it’s often brighter and clearer than the afternoon sun. The brighter the sun, the more energy solar panels produce. The strongest rays occur during midday, which tends to be prime time for solar energy generation. Most homes get a mix of morning and afternoon sunlight.

Solar shingles and solar panels are not the same. While solar shingles use the same technology as traditional solar panels, they integrate with your existing roof. That means they are used to build your roof instead of simply resting on top of it. When comparing solar shingles and solar panels, it's helpful to know that solar shingles are more aesthetically pleasing than solar roof panels. They also do better in harsh weather due to limited uplift from strong winds.

It’s possible that installing solar panels can lead to mold on the roof. The panels themselves are not the issue. Problems caused by improper installation—such as roof leaks and mounts that aren’t sealed properly—can cause mold. Another potential cause of mold is debris accumulation under panels, which can trap moisture. If you live somewhere with extreme snow, rain, or hail, your home could be more prone to mold.