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Dakota Chimney & Gas Fireplace, Inc.
5.0(
3
)
Chimney or Fireplace - Clean and Inspect

Serving Erhard, MN and surrounding areas

In business since 1985

"They did a great job. I'm not sure they monitor their internet "referrals" as I never heard from them after submitting information on this site. HOWEVER, once I called them, they were very responsive and did a great job. Our chimney was damaged by a chimney fire and they repaired it with a stainless steel chimney liner. WE have a very tall chimney, so it was not an easy job. It was not cheap, but it was the right thing to do and they did it very well."
Recommended by66%of homeowners
Chimney Sweep questions, answered by experts

Yes, most homeowners insurance policies cover fire damage and restoration, provided the fire was not set intentionally or caused by negligence. Accidental fires, such as those from electrical issues, cooking, or gas, are typically covered. Your policy will usually cover emergency services like roof tarping, the full cost of remediation and rebuilding, and may also cover alternative housing while your home is being restored. You will be responsible for paying your policy's deductible. It is important to check your policy details to see how coverage is calculated—it may be for the full replacement cost of damaged items or the actual cash value, which accounts for depreciation. To expedite your claim, contact your insurance company immediately and have all necessary documentation ready.

Yes, many providers offer 24/7 emergency repair services to prevent inventory loss.

In many cases, homeowners insurance covers smoke damage remediation, but coverage depends on the cause of the damage and the specifics of your policy. Typically, damage from a house fire, wildfire, or even a fire in a neighboring home is covered. However, damage from cigarette smoke is generally not covered.

Before filing a claim, review your policy to understand what is covered, such as restoration costs, replacement of damaged items, and temporary relocation. It's crucial to document all damage thoroughly, including to furniture and personal belongings. Contact your insurance provider promptly to start the claim process and get an evaluation before hiring professionals. Your insurer may also provide a list of approved smoke remediation companies to streamline the process.

After a house fire, you should not reenter your home unless the fire crew has told you it’s safe to do so. In the longer term, you should not attempt to make repairs to the house on your own. Professional crews are trained to clean up after a fire (including smoke and soot damage), dry out any water damage from the firefighter crews, and make the necessary structural, plumbing, and electrical repairs—and this is all likely covered by insurance.

Restoration involves assessing damage, cleaning, deodorizing, repairing structures, and replacing damaged items, following a detailed and systematic approach.

The Erhard, MN homeowners’ guide to chimney sweeping services

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