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Yes, stump removal is worth the investment. It costs an average of $400 to remove a stump, but you will likely avoid other more expensive issues, such as termite and carpenter ant infestations, which can cost upward of $1,500 to treat professionally. If termites or ants attack the rotting stump—and they likely will—they could move to your primary structure after the stump is consumed. So, you could incur structural damage to your home as a result, which is even more costly and potentially dangerous.

If major support roots are cut, the tree may become unstable. Many are located just below the soil’s surface. Even cutting roots that are less than one-half inch under or outside the edge of a tree’s canopy can cut off its water, causing it to decline, die, and eventually topple.

The best tools for tree removal include a chainsaw for large trees, an ax for notching and cutting down small trees, and a wedge to help control the direction a tree falls in. A hatchet can be useful for very small trees, but won’t be effective for medium to large trees. 

Stump grinding leaves the stump and roots below the grinding depth intact, though they will gradually decay over the next decade. You can grow plants with shallow roots, such as grass, over the remaining pieces of your now-deceased tree. However, you should wait until they fully decay to plant anything with a larger root system.