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Stucco questions, answered by experts

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

It’s not advisable to use CLR on stucco. CLR is a powerful acidic cleaner designed for removing tough mineral stains. Stucco is a porous material commonly made of cement, lime, and sand. The acidic nature of CLR can potentially damage or etch the stucco surface, leading to discoloration or deterioration. 

It is best to use cleaning solutions specifically formulated for stucco or mild household cleaners mixed with water to clean stucco siding. Always test any cleaning product in a small, inconspicuous area before applying it to the entire stucco surface.

Yes, most services include matching the replacement pieces to the existing flooring. Confirm with your contractor.

When cleaning stucco siding, it is recommended to use a pressure washer with a psi (pounds per square inch) between 1,500 and 2,000. This range provides sufficient power to remove dirt and grime without causing damage to the stucco surface. It's important to avoid using excessive psi as it can chip or crack the stucco. 

Using a wider spray nozzle and keeping a safe distance of about seven to 10 feet from the siding helps ensure a gentle and effective cleaning process. Always follow the manufacturer's guidelines and adjust the psi accordingly based on the condition of your stucco and the specific requirements of your pressure washer.

Costs range from $500 to $2,000, depending on the damage size and texture matching.

The Wells, MI homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.