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Stucco questions, answered by experts

The best exterior paint finish for stucco is a flat or low-gloss finish. A high-gloss finish will show imperfections in the stucco and give it a candy-coated look that many homeowners don’t like. The best types of exterior paint to use on stucco are acrylic, masonry, and elastomeric. However, acrylic is recommended because it is both durable and breathable.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Tools include trowels, floats, and patching compounds. Professionals use these for precise and durable repairs.

Many general contractors can handle adding stucco siding, but it’s best to hire a local stucco contractor as you’re more likely to get a clean finish on your stucco siding that maximizes curb appeal. Stucco can be a challenging material to work with, so hiring a professional contractor who has years of experience and specializes in stucco application is advisable. Compare price quotes from at least three stucco contractors in your area to find the right pro for your task.

Stucco will dry in two to three days, but you should wait one to two months to allow it to cure fully before you paint it. The curing process is slow, but leaving the material exposed to air and natural moisture will help it reach its maximum strength. If you live in a hot, arid climate, wait a month before painting. Wait two months before painting if you live in a more moderate or wet climate.

The Wells, MI homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.