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Stucco questions, answered by experts

Properly installed and maintained stucco can last 50 to 100 years, making it one of the longest-lasting siding materials available. This durable material is known for its durability, and as long as you clean and waterproof it regularly and promptly repair any damage, it’ll protect your home for decades to come. 

Stucco will dry in two to three days, but you should wait one to two months to allow it to cure fully before you paint it. The curing process is slow, but leaving the material exposed to air and natural moisture will help it reach its maximum strength. If you live in a hot, arid climate, wait a month before painting. Wait two months before painting if you live in a more moderate or wet climate.

To repair damaged exterior stucco, you’ll first remove all loose and crumbling material from the damaged area. You then need to thoroughly clean the area and dampen it to ensure proper bonding. After that, you’ll apply a bonding agent to the repair area, then apply new stucco in layers, allowing for curing time between each layer. The final coat should be textured to match the surrounding stucco pattern as closely as possible. Once fully cured, the repaired area can be painted to match the rest of the wall if needed.

Costs range from $500 to $2,000, depending on the damage size and texture matching.

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

The Bark River, MI homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.