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Home Security Systems questions, answered by experts

The cost of home automation averages around $1,000, with most projects falling between $200 and $2,000. The total cost depends on several factors, including the level of automation, brand, system features, home size, and location. For a DIY approach, basic home automation technology can cost between $100 and $500, though the scope and interaction between products may be limited. High-end, all-inclusive systems for larger homes can cost anywhere from $10,000 to $150,000, especially when they include smart appliances like refrigerators and dishwashers that require extensive wiring. Additional costs, such as subscriptions for maintenance services, can also impact the total price. It's often helpful to set a budget and consult with an expert to determine the best options for your home.

Insurance companies weigh the amount of potential liabilities on your property to increase (or decrease) the cost of your home insurance. They will use several factors to decide if there are more chances for peril or injury to take place at your home. These factors include your location (whether you live in an area with high risk for natural disasters), the age and condition of your home, and whether you have any “attractive nuisances”—features that both increase the aesthetic of your home and potential for injury—like a pool or treehouse. 

Leaving a light on at night probably does not deter burglars as much as we would like. While there isn’t much evidence supporting the theory that lights deter burglars, there’s not anything disproving it either. If you feel like it offers added security because a burglar thinks you’re at home, then you can set your lights to a timer so they go off and on at intervals, mimicking someone moving around inside the house at night. A better idea is to install motion sensor lights in your yard.

You should always install cameras at exterior doors and windows. Other areas where you should place cameras are your front and back yards, the garage and driveway, common living areas, hallways and staircases, and the basement. Remember, you can start with a small Wi-Fi security camera system and always add more cameras if needed.

A home security system can be a worthwhile investment for several reasons. Financially, it may qualify you for a discount of up to 20% on your home insurance premiums, which can help offset the initial setup costs and any ongoing monitoring or subscription fees. For many, the primary benefit is the peace of mind that comes with enhanced security, especially for those living in areas with higher crime rates. Ultimately, whether a system is worth it depends on your personal preferences, the value of the assets you wish to protect, and your overall safety concerns.

The Temperance, MI homeowners’ guide to home security system services

From average costs to expert advice, get all the answers you need to get your job done.