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Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Spruce, MI and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Bruce Dixon was very nice and helpful in providing exceptional customer service and making sure I had the best experience. I purchased my home warranty and feel confident in the choice I made. Thank you Bruce. Sincerely, Kimberly"
Recommended by81%of homeowners
Premiere Enterprises LLC.
0.0(
1
)
Find a Custom Home Builder

Serving Spruce, MI and surrounding areas

In business since 1999

Premiere Enterprises is a company with no boundaries whether your project is building a custom home from the ground up, or adding an addition to the existing structure, we are able to help. No need to shop around because we have a professional relationship with numerous suppliers to make your project affordable, also on time and on budget. We will work with you and give you a free estimate at your convenience. We look forward to meeting with you and going over the details of your project!

Tom Male Contracting
5.0(
1
)
Find a Custom Home Builder

Serving Spruce, MI and surrounding areas

In business since 1989

Free estimates

Tom Male Contracting is a locally owned and operated company that values honesty, integrity and treats your home as if it were our own. We offer a variety of remodel services that are customized to each individual project. We specialize in building custom homes but we also offer a wide range of expertise for a variety of other projects. We pride ourselves on the quality of our work as well as our commitment to outstanding results. Call us today!

Response time3 days
Recommended by100%of homeowners
Custom Home Builders questions, answered by experts

Handypeople usually don’t hold trade licenses, so they typically aren’t qualified to tackle projects involving installing or making alterations to plumbing or electrical lines. Below are some jobs that a handyperson usually won’t be able to complete:

  • Installing plumbing for a new kitchen or bathroom

  • Replacing plumbing pipes

  • Installing or repairing septic systems

  • Running new electrical wiring

  • Installing a subpanel

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. Custom homes cost more and take longer to build.

It pays to hire a project manager or general contractor when you have a large-scale project that will take over a week to complete, especially when it involves structural changes and multiple subcontractors. This includes hiring a general contractor to build a house, add an extension, or manage other projects that need a building permit.

Local regulations dictate how big an ADU can be, and there may also be restrictions on the percentage of the main residence’s square footage an ADU can have. In most cases, an ADU must be smaller than the main residence, but check with your local building authority to confirm restrictions on ADU size.

The Spruce, MI homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.