Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: Do home appraisers look at windows?

• <div><p>Yes, home appraisers look at your windows when appraising your property to determine the market value of your home. They&rsquo;ll factor in the type of windows, quality, condition, whether or not there are screens covering the windows, frame materials, size, insulation, and more to come up with an unbiased property assessment.</p></div>

Q: How can I find a trustworthy appraiser?

• <div><p>Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.</p><p>While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.</p></div>

Q: How often should I have my property appraised?

• <div><p>Typically during transactions or refinancing, or whenever significant improvements are made.</p></div>

Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Spring Arbor, MI

*The Angi rating for Antique And Jewelry Appraisal companies in Spring Arbor, MI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Spring Arbor, MI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on June 22, 2026

Reviewed in June 2026
We just built a shed in the back yard and speedy cleaners came out and made sure all the old materials and anything we used were picked up well and it came out beautifully. Thank you.
SpeedyCleaners
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Reviewed in October 2025
Had roof issues repaired, water stains in bathroom treated and ceiling painted, cement walk installed, front and back deck boards replaced and painted, house power washed. Price was reasonable and completed in a timely manner.
Placetas Handyman Service
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Reviewed in July 2025
Our experience was amazing with the two gentlemen that were assigned to us. They were on time, thorough, loaded and unloaded the items with care and were very friendly and ensured we were happy with the service. Would highly recommend.
Kingsley Moving Systems LLC
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Reviewed in May 2025
Love our new kitchen and master bath. Andy designed the layout and we couldn't be happier. Upgrades include a slide out spice drawer, a cabinet for trays and cutting boards, a lighted glass front cabinet for grandmas china and crystal, a lazy Susan built to handle a full load of canned goods,...
The Kitchen Shop
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Reviewed in October 2024
Over the past year we hired MoJoâ s Handy Family for two separate projects and had wonderful experiences. First, we hired them for tree removal. Shortly thereafter, we hired them to remodel a bathroom. Mo and Joseph were amazing. Over the years, we have hired a number of contractors for...
MoJo's Handy Family
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Reviewed in May 2024
I hired Gonzoâ s Greenwalls to paint and stain my upper level balcony and also paint my front and back doors. They were very timely and professional with their work! I would recommend them to anyone. And I will soon be rehiring them for a project to be done at my restaurant.
Gonzo's Greenwalls, LLC
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Reviewed in September 2023
They are a good company.that does good work and doesnâ t miss a step in the painting process and makes sure everything is done correctly.
ALB's Home Improvements
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Reviewed in July 2023
They painted our dining room, living room and long hallway and they were very detail oriented and even came back after the paint had a chance to dry and looked for imperfections and took care of them and even came back a fourth day for further inspection and touch up spots where needed. My wife...
Little Creek Services, LLC
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Reviewed in February 2023
They were very professional and courteous. They were quite fast and very respectful of our property. They left the property as clean as they found it. We plan on having them come back next year and do our garage and mother-in-law apartment.
RetroFoam of Michigan Inc.
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Reviewed in September 2022
Very well. Great pricing and professional work. Finish and cleanup was better then expected
K&T Land Services LLC
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Antiques and Jewelry Appraisals questions, answered by experts

Yes, home appraisers look at your windows when appraising your property to determine the market value of your home. They’ll factor in the type of windows, quality, condition, whether or not there are screens covering the windows, frame materials, size, insulation, and more to come up with an unbiased property assessment.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

Typically during transactions or refinancing, or whenever significant improvements are made.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

The Spring Arbor, MI homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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