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Most experts recommend getting three to five HVAC quotes from licensed, insured, reputable local heating and cooling companies. Getting multiple detailed HVAC quotes (but not too many) lets you compare the equipment, services, and prices of several contractors without being overwhelmed by options. It can also let you see if one contractor’s prices are much higher or lower than the others and give you a chance to ask for clarification. That way, you can weed out any contractors who aren’t providing quality services or materials and find the company that best meets your budget, quality requirements, and long-term goals.

The best time of year to purchase or replace an HVAC system, including components like an air conditioner or furnace, is during the off-season—spring and fall. During these periods, HVAC professionals are less busy than in summer and winter, when extreme temperatures create urgent demand. Shopping during the off-season can lead to savings of 10% to 15% on an AC unit and allows you more time to find the best deal and other cost-saving incentives. Typically, air conditioning units go on sale in the fall after demand drops, while furnace prices tend to decrease in the spring.

If you want to have hot water in your home and part of your plumbing system, you'll need a hot water heater. An alternative may be to heat water as you use it, such as by boiling what you need on the stove. But that's much less efficient and takes considerably longer than hooking up a water heater. Another option is to rely on appliances, such as a dishwasher or washing machine, that heat the water themselves.

Chilled water HVAC systems use water instead of traditional components and refrigerants. They're more common in commercial settings than residential ones but are slowly being adopted by some homebuilders to cool homes. As the name implies, the system keeps the water chilled at 40 degrees and circulates it through water coils. The water absorbs the heat from your home and drains outdoors. Condo apartments are more likely to have chilled water HVAC than single-family homes because this system is designed to cool several rooms or large areas individually.