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While parts of the appraisal are out of your control, there are some things you can do to potentially raise the home’s value. You can make necessary repairs and upgrades before the appraiser visits—an appraiser can only value what is currently part of the home, not its potential. You can also provide the appraiser with the cost of recent upgrades. The appraiser will likely increase the value of your home by about 50% or more of what you paid for those improvements.

Insulation is measured by R-value, which is the measure of a material's ability to resist heat transfer. The higher the number, the better the insulation. When installing insulation yourself, you need to determine the optimal R-value you need to keep your home warm in the wintertime, cool in the heat of summer, and energy-efficient all year long. Each inch of insulation provides between a 3 and an 8 R-value. The climate where you live plays a major role in what R-value you need and the price tag you might see in your insulation installation.

You can check your home's humidity in a few ways. A simple option is to use a hygrometer, which you can find at a hardware or big box store. Your smartphone may also have an app that can measure humidity. Modern thermostats, particularly smart thermostats, are also able to measure humidity levels.

Typically, triple-pane windows made with krypton gas filling are the most energy efficient. A window’s frame, glass, design, and installation all affect its energy efficiency. These windows, in particular, are designed highly effectively in terms of their ability to insulate.