Get matched with top tree service pros in Bridgeport, MI

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Cutting down a tree next to power lines is never a DIY job, and it’s a good idea to contact your utility company first. In most cases, the utility company will need to take care of any tree problems within 10 to 15 feet of power lines. If you want to remove the tree for aesthetic reasons, hire a pro to do the job. Trying to cut trees near power lines yourself can create many safety hazards, and you could be liable if you inadvertently cause damage to electrical equipment.

Since each tree is different, it’s impossible to say how long a dead tree can remain on your property. While it could be days, months, or even years, it’s highly likely that, at some point, the tree will fall. In the meantime, dying or dead trees can become a haven for pests, so it’s best to have them removed sooner rather than later.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.