Get matched with top chimney inspectors in Woodstock, ME

The age of the well, installation methods, and maintenance logs can affect your home insurance premiums and any potential future claim. Mortgage companies can request proof of water quality before they approve the loan. Review all well information, including the Shared Well Agreement, before you make an offer to purchase.

Septic tank locations are sometimes public record, although it depends on local laws and the property age. Older properties may not have the septic tank information on public record. To check, you can talk to local permitting agencies, such as your local health department, the local environmental department, or the county clerk.

In most cases, the most severe issue a home inspection report could identify is a structural problem, specifically related to the foundation. Foundation repairs are often the most expensive and intrusive repairs to carry out, averaging around $5,000 but sometimes reaching up to $16,000. You should ask questions during your home inspection about all of the issues your home inspector identifies, but you’ll likely need to think most about foundation problems and how they affect what you’re willing to pay for the home—that’s if you’re willing to move forward with the sale at all.

Chimney leaks may be covered by homeowners insurance, but it depends on the cause and the type of homeowners insurance you have. For example, if your chimney starts leaking after sudden extreme weather (like a lightning strike or wind storm), your insurance is more likely to cover it. But if your chimney problems are due to normal wear and tear or a known issue that you didn’t fix, your insurer might not pay for it.