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Though there are a lot of factors that go into caring for a koi pond, the most important maintenance you can do is frequent water checks using a koi pond test strip that checks the water for dangerous conditions.  In addition to regular pond maintenance costs, you’ll also need to winterize your koi pond if you live in a colder area.

Every one to three months, you should perform regular fountain maintenance, including draining, cleaning, and rinsing the components of your fountain basin and the pump and tubing to prevent algae and other buildup. Fountain maintenance also includes keeping the appropriate water level and removing debris like leaves, insects, and twigs from the water to avoid clogging the pump. You can also hire a professional landscaper to clean your fountain for around $50 to $150 per month on average.

Like pools, ponds can be a safety risk, so they may increase your homeowners insurance. Be sure to let your insurance company know if you build a pond on your property—they may have safety requirements in order to keep your premium from increasing. 

Yes, your fish should stay alive in a frozen pond if you winterize it properly. By ensuring your pond has enough oxygen, good water quality, and a hole to release harmful gases, your pond and fish have the best chance of staying alive and healthy. However, if you have tropical fish, they should be overwintered indoors.