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Cinnamon's warm scent appeals to many people but not to many bugs. The spice contains eugenol, which also happens to be used in insecticides. While the level of eugenol in cinnamon isn't enough to eliminate bugs on its own, the scent can be strong enough to keep them away. 

You can try sprinkling cinnamon around areas where you've seen insects, such as ants and mosquitos. Remember that you'll have to reapply frequently, especially after periods of rain.

Not necessarily. If you see a swarm of flying insects, it could be flying ants or termites, but not always both. However, since these winged pests are attracted to moist and rotting wood, there’s a chance that both species are present at the same time.

Gel bait and gel bait traps use poison to kill cockroaches, and aren’t safe to use around pets. Many gel bait traps are called “child-resistant,” but this only means that the traps are hard to rip open for children. Large pets and children are still able to swallow them. If you use gel bait, use it in areas where pets and children can’t access them, such as under a washing machine. Another option is to use glue traps, which don’t contain pesticides and are safe to use around pets. 

No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.