Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

Top-rated antique and jewelry appraisers.

Best antique and jewelry appraisers near Monterey, MA

Q: How do appraisers adjust for a finished basement?

• <div><p>While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location&rsquo;s real estate market and the specifics of the basement and how it was finished. </p></div>

Q: What factors affect audit costs?

• <div><p>Costs depend on the property size, audit complexity, and whether additional testing (e.g., blower door) is included.</p></div>

Q: How much does a mobile home weigh?

• <div><p>Mobile homes weigh anywhere between 45 to 50 pounds per square foot. Some newer options weigh up to 70 pounds per square foot. An average single-wide mobile home weighs 45,000 pounds, and a double-wide mobile home weighs about 70,000 pounds. Triple-wide mobile homes range from 90,000 to 100,000 pounds. </p></div>

Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Monterey, MA

*The Angi rating for Antique And Jewelry Appraisal companies in Monterey, MA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Monterey, MA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on July 06, 2025

Reviewed in July 2025
Baypoint installed insulation and vinyl siding over the existing stucco. They also replaced all of the windows. The work was done efficiently and professionally over three weeks. The price was very fair and all of the employees were friendly and accommodating.
Baypoint and Company, Inc
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Reviewed in March 2025
Richard Weir of Weir Gardens has done an exceptional job of creating and developing our gardens since 2021. Of the many renovations done on this property, the gardens are most enjoyed and remarked on, especially from guests who return each year and have seen its evolution. Richard’s creative...
Weir Gardens
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Reviewed in January 2025
Marco and Team are artists, what you get is a very well done job that has finish details that are pure art! Marco has renovated my condo in several rooms: Ceilings plastered, moldings, and doors added, conversion of my closed in porch to a fully stuccoed room adding square ft to the floor plan. ...
MJ Remodeling International
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Reviewed in January 2025
A Family operated company that pays attention to detail and is responsible reliable and trustworthy. I have been using their services for over ten years , they have been a great help to me!
KAHLSTROM ENTERPRISES INC.
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Reviewed in December 2024
Uptown Junk quickly, efficiently, and pleasantly removed and disposed of all the treasures (junk!) that I had been stored in my attic for many years. I could not have been more pleased with their response.
Uptown Junk LLC
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Reviewed in July 2024
The crew for Shine was meticulous, on-time, and very helpful with regard to furniture and art works near the windows for be cleaned.
Shine Window Cleaning and Holiday Lighting of Long Island
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Reviewed in December 2023
They were terrific! Very thorough and pleasant.
True Gleam
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Reviewed in September 2023
Wildcard Painting has done interior and exterior painting for me for many years. His painting is neat and complete; lasts for many years. Also does all-around repairs and gives best advice on how to handle the various challenges of home ownership. Everyone loves Jim and his work.
Wildcard Painting
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Reviewed in February 2023
They were very professional and courteous and got the job done efficiently. Would definitely recommend them.
Southern Berskhire Tree & Land
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Reviewed in December 2022
Benjamin Monteleone has painted our old and new homes inside and out. He does excellent work.
Monteleone Home Improvement
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Top-Rated Antique and jewelry appraisers in Monterey - Updated Nov 2026

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Antiques and Jewelry Appraisals FAQs, answered by experts

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished.

Costs depend on the property size, audit complexity, and whether additional testing (e.g., blower door) is included.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

Mobile homes weigh anywhere between 45 to 50 pounds per square foot. Some newer options weigh up to 70 pounds per square foot. An average single-wide mobile home weighs 45,000 pounds, and a double-wide mobile home weighs about 70,000 pounds. Triple-wide mobile homes range from 90,000 to 100,000 pounds.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

The Monterey, MA homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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