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As a general rule, if you hear an animal in your attic, don’t assume it will stay there. Animals are drawn to warmth and food sources, which could lead them to other parts of your house. In particular, it’s likely that small pests such as rats and mice that only need tiny gaps to squeeze through will end up in your walls and ductwork. Larger animals like raccoons may be limited to an enclosed attic.

Droppings from cockroaches, squirrels, mice, bats, and birds can resemble rat poop, making it easy to confuse one for another. Mouse droppings are smaller and more pointed, cockroach droppings resemble tiny black specks or ground pepper, and bat guano can look similar but usually crumbles into powder. Bird droppings sometimes have a similar shape, but often include white uric acid deposits. If in doubt, it’s best to consult a pest control professional for proper identification and removal.

Squirrels hate not having access to secure shelter or food sources. Your best line of defense is to make your property less attractive by removing access to these things. There are chemical squirrel repellents, but these have mixed success. According to Pennsylvania State University, you can apply products containing the bittering agent denatonium saccharide to a squirrel's favorite fence, tree, or roof spots. However, you need to reapply repellents regularly, which aren’t scientifically proven effective.

No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.