Is foundation repair covered by home insurance?

• <div><p>No, foundation repair is not usually covered by home insurance. Most home insurance companies typically consider foundation repair as part of your home maintenance, so they won’t cover the cost. However, foundation damage is sometimes caused by covered events such as a burst pipe or a house fire. In these cases, repairs may be covered.</p></div>

Will your foundation be able to support a second story?

• <div><p>Most single-story homes don't have foundations strong enough to support a second story, but they can be reinforced for an addition. A structural engineer can assess your foundation and what needs to be done to get it ready. They'll look at any cracks or unevenness in your current foundation and consider any special framing or beams your home needs, especially if it’s in a high-wind or hurricane area.</p><p>“To support a second story, many structural engineers will require that you install additional concrete piers in the crawlspace,” says Tschudi. “This involves hand excavating, pouring a large concrete footing—usually with specially coated rebar—and then building concrete piers right up to the girders.”</p></div>

What should I do at the same time as repairing concrete steps?

• <div><p>You may want to hire a concrete floor contractor to check out your home’s concrete surfaces or inspect your home’s foundation for minor damages that they can fix while on site. They may be able to fix <a href="https://www.angi.com/articles/what-causes-concrete-and-asphalt-driveway-cracks.htm">cracks in your driveway</a> or garage floor the same day they fix your concrete steps, as well. General concrete repair experts usually won’t be able to handle larger jobs, like <a href="https://www.angi.com/articles/diy-mudjacking.htm">leveling a sunken foundation</a>, so you’ll need to hire a structural engineer for bigger projects.</p></div>

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Verified Reviews for Foundation Repair pros in Ruston, LA

*The Angi rating for Foundation Repair companies in Ruston, LA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Foundation Repair needs.

*The HomeAdvisor rating for Foundation Repair companies in Ruston, LA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Foundation Repair needs.

Last update on December 15, 2025

Reviewed in October 2025
I was impressed with how quickly they responded to the call and their promptness arriving on time when they said they would be here and the options that he gave me for the repair. He was very personable!
Roofing Solutions
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Reviewed in July 2025
Pierce was provided quality service to my 10 rental properties in Monroe, La. He’s reliable and punctual when it comes to taken care of my repairs. His prices are reasonable as well. I’ll always and forever use his services.
Prolific Construction and Home Improvement LLC
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Reviewed in November 2023
I paid $13,000 for foundation repairs that did not ever address the 3" of sinking floors to the middle of my floors, after getting 2 separate opinions/quotes from Groundworks and Peak Structural, Inc., owned by the same company.
Groundworks
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Reviewed in May 2021
Knowledgeable & genuinely concerned. ...waiting to order parts & continue repairs to completion.
Bonnette Services, LLC
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Reviewed in November 2017
Very dependable and they do all of our new constructions and repairs
J & B Air Conditioning
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Reviewed in October 2017
Repaired a broken hot water line under house
Mark Johnson Plumbing, LLC
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Reviewed in March 2017
Punctuat, knowledgeable & repair was completed in a timely manner. Very friendly & pleasurable to deal with. Very reasonable rates. A true professional. Accepted credit/debit cards and I received my receipt via email within an hour. I would highly recommend Mr. Jones without any reservations.
Raleigh Jones Repair Service
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Reviewed in October 2016
For the appliances, Bennett was pretty good once they finally showed up. They would schedule a visit, call on the day of the visit and say they needed to reschedule for another day. This happened multiple times for the appliance repair visit. For the A/C work, Bennett came out and began work wit...
Bennett Heat Air & Electric
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Reviewed in August 2016
Excellent service. He called me back quickly and set up a service call right away the same day. Told me over the phone (due to my explanation) exactly what could be wrong. Was friendly, polite and professional and even showed me exactly what he did to rectify my washer's issue. Will gladly...
H S APPLIANCE REPAIR SVC LLC
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