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You should aim to let stucco dry for at least 48 hours before it rains. While misting new stucco and keeping it moderately moist is important for strength and longevity, uncontrolled exposure to rain can lead to weak stucco that doesn’t bond properly. Rain can also affect the stucco finish and the color unevenly, leaving you with less appealing siding.

To maintain stucco, inspect it annually for cracks and clean the surface with a mild detergent. Seal any cracks promptly to prevent water infiltration, and reseal or repaint as needed to preserve its appearance.

The cost to replace the chimney crown or top is about $1,550 on average. The range varies widely depending on the size of the chimney, the materials used, accessibility, and the extent of the damage. If you suspect a problem with your chimney top, call a professional masonry contractor for an inspection. 

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.