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The signs of rot depend on the type. Dry rot looks like cube-shaped cracks with a fluffy white, cotton-like texture. Wood with dry rot may also have a strong, musty smell. 

Signs of other types of rot include wood that looks mushy or has black spots. The wood may crumble or give way when touched.

Yes, any part of the home where wood meets water is susceptible to wood rot. This includes underneath sinks, decks, windowsills, window frames, basements, attics, and eaves, among other locations. Conduct regular inspections of these areas to spot the beginning stages of wood rot. Even the wood under roof shingles can rot and affect other areas.

There are a handful of things you can look for to determine if you need to pay for gutter repairs, including the following:

• Water leaking from the underside of your gutters during rainfall

• Visible gaps between your gutters and your roof

• Frequent issues with gutters overflowing or holding standing water

• Gutters that sag or pull away from the house

• Water damage to soffits, fascia boards, or other building materials

• Mold growth on your exterior walls

• Soil erosion underneath your roof overhang

• Foundation leaks or inward bowing of foundation walls

Algae doesn't directly contribute to wood rot, like mold, but it does create conditions that can lead to mold over time. Algae retain moisture, which favors fungal growth, potentially leading to wood rot over time. In some cases, significant algae growth can lead to the weakening of wood fibers, ultimately causing rot. Try to keep things as dry as possible.