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C B Talley Appraisers LC

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C B Talley Appraisers LC

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39 years of experience

CB Talley is the State Director for National Association of the Independent Fee Appraisers (NAIFA) & holds IFA, IFAS and Certifed Appraisal Reviewer (CAR) designations.Provider of appraisals for: Primary and Secondary Mortgages Mortgage Refinancing Employee Relocation Private Mortgage Insurance Removal Estate Planning Divorce SettlementServices: Short Turn-Around Times Highest-Quality Appraisal Reports On-line Status Reports Electronic Ordering and Delivery Competitive Pricing

CB Talley is the State Director for National Association of the Independent Fee Appraisers (NAIFA) & holds IFA, IFAS and Certifed Appraisal Reviewer (CAR) designations.Provider of appraisals for: Primary and Secondary Mortgages Mortgage Refinancing Employee Relocation Private Mortgage Insurance Removal Estate Planning Divorce SettlementServices: Short Turn-Around Times Highest-Quality Appraisal Reports On-line Status Reports Electronic Ordering and Delivery Competitive Pricing


"Alan Gitz was extremely helpful, friendly, knowlegable and professional. Not to mention very patient with us. We were visiting from another state looking for a house to call our home. After a month and multiple houses we found one we really like. He worked with us through the whole process via phone and email for 2 more months. When we returned we just had to meet up and sign. He got the job done and we couldn't be happier. Thank you Alan and Keaty Real Estate."

Tina W on April 2025

Keaty Real Estate services residential and commercial clients.

"Alan Gitz was extremely helpful, friendly, knowlegable and professional. Not to mention very patient with us. We were visiting from another state looking for a house to call our home. After a month and multiple houses we found one we really like. He worked with us through the whole process via phone and email for 2 more months. When we returned we just had to meet up and sign. He got the job done and we couldn't be happier. Thank you Alan and Keaty Real Estate."

Tina W on April 2025



Avatar for Mike Murgatroy CrossCountry Mortgage

Mike Murgatroy CrossCountry Mortgage

4.94(
503
)

Mike Murgatroy CrossCountry Mortgage

4.94(
503
)
Customers say: True professional
Recommended by 97% of Angi customers
Recommended by 97% of HomeAdvisor customers

Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org

"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."

Joseph V on March 2022

Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org

"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."

Joseph V on March 2022

Property Appraiser questions, answered by experts

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

While there's not a lot of definite research, some experts suggest that an in-ground or wall-mounted basketball hoop can add value to your home by increasing curb appeal. In addition, having a basketball hoop is an attractive feature of a house since it promotes physical activity, especially for children.

The Lawtell, LA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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