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If you’re trying to cover up damaged vinyl siding with some other material, properly repairing the damage is likely just as easy. Avoid covering up damaged siding under most circumstances. Water and mold can easily get trapped behind it and cause more harm than the damage already there. 

If you need a fast, temporary repair until you have time to fix the damage properly, use a generous amount of caulk or spray foam insulation to fill the gap, knowing that you’ll need to remove the material later. 

While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.

Yes, you can paint vinyl siding . A fresh coat of paint gives your home an updated look without the expense of replacing vinyl siding. For the best results, look for paint with acrylic and urethane resins, as these materials adapt to the vinyl’s expansion and contraction in different weather conditions. Use a color that’s the same as or lighter than the vinyl siding’s current color, as dark colors tend to absorb too much heat, which can lead to warped or buckled vinyl.

Vinyl siding costs include the cost of materials, which ranges from $3 to $12 per square foot, and the cost of labor to install it, which ranges from $2 to $5 per square foot. Provided you have the expertise and all the necessary supplies, including cutting tools, ladders, and scaffolding, you can save money on this project by DIYing the installation.