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Board and batten siding refers to the look and style of the installation rather than the material itself. You can install board and batten siding whether you choose vinyl, wood, fiber cement, or metal as your material. Among other popular siding styles to consider are clapboard siding, stucco, shake siding, and log cabin siding. Stone, stone veneer, brick, and brick veneer are considered high-end alternatives that can help maximize ROI and curb appeal.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Contrary to popular belief, people still do use aluminum siding for their homes—but it’s much less popular than it was in the mid-1900s. The introduction of various types of vinyl siding as an affordable option reduced the demand for aluminum, which is prone to scratching and denting and needs to be repainted every five to 10 years. Given the abundance of house siding options, especially newer and more popular types like stone veneer siding, aluminum siding has simply just fallen out of favor.

You should restain or refinish your home's cedar siding every three to seven years to maintain its appearance and ensure maximum protection. The precise frequency depends on several factors, including your local climate, the siding's exposure to severe weather like direct sunlight, rain, and wind, the quality of the initial stain application, the type of stain used, and the condition of the wood.

Homeowners in harsh climates with high humidity and significant direct sunlight should plan on restaining every three years, while those in milder locations can wait up to seven years. For the longest-lasting protection in particularly harsh environments, consider using an opaque stain.

If you're looking for a lower-maintenance alternative, vinyl or aluminum siding are options to consider. Although their installation cost may be higher, they don't require as much upkeep over time, which can provide more value, especially in areas with excessive rainfall or high humidity.