Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

Should I skip a home appraisal?

• <div><p>As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. </p><p>In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.</p></div>

Top-rated antique and jewelry appraisers.

Get matched with top antique and jewelry appraisers in Florence, KY

Enter your zip and get matched with up to 5 pros

Need a pro for your antique and jewelry appraisal project in Florence, KY?

Select your specific project to find the pro for you.

TRUSTED BY FLORENCE, KY HOMEOWNERS

3.8
Average homeowner rating
39
Verified antique and jewelry appraisals reviews

Verified Reviews for Antique And Jewelry Appraisal pros in Florence, KY

*The Angi rating for Antique And Jewelry Appraisal companies in Florence, KY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Florence, KY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on February 17, 2025

Reviewed in February 2025
Eicher Painting Solutions LLC was fantastic! They painted several rooms for me and got the job done in a timely manner. Their pricing was also great, and I will absolutely be using them again in the future, and will refer them to my family and friends.
Eicher Painting Solutions LLC
Request a quote
Reviewed in November 2024
Gary and Andrew did an excellent job. This is the second time we have used them and we are very pleased and will use them again. They were very professional and the cost was reasonable. Andrew is a true professional and craftsman.
Tri State Cabinet Refacing, LLC
Request a quote
Reviewed in January 2023
The quoted price was lower than we expected. Brian reached out within 10 minutes of our requesting a quote online. He was able to come out the same day and we had our full appraisal within one day, and over a holiday at that! Very impressed.
NKY Appraisal Services, Inc.
Request a quote
Reviewed in August 2022
They were outstanding and efficient. They kept everything very neat and clean. They did a great job and had a reasonable price.
JA 5 Star Painting llc
Request a quote
Reviewed in January 2022
Professional knowledge on time and on budget. Very careful with my property and cleaned up daily. Have and will continue to recommend to family and friends
Everdry Waterproofing of Cincinnati
Request a quote
Reviewed in March 2020
Very professional and we received our appraisal report in a very timely manner. I would highly recommend their service.
Bluegrass Real Property Services, LLC
Request a quote
Reviewed in January 2019
he's reliable, knowledgeable and his experience lets him know the market. Very good appraiser. Excellent work and service.
Todd Augustine Appraisals
Request a quote
Reviewed in May 2018
Mr Spitzer was very professional and responsive to our needs and was able to complete the appraisal quickly. The documentation was also very thorough.
Spitzer Real Estate Appraisals
Request a quote
Reviewed in January 2018
Mr. Sears called me within a short time after my Home Advisor query. He asked very pertinent questions and listened to why we were requesting an independent appraisal. I was able to get an appointment within the week and he was able to be ver flexible. When he came to do the appraisal, he was...
A One Appraisal Service
Request a quote

Find Antique and jewelry appraisers in Florence

Comprehensive Valuation Services

3.6(

)

Appraisal - General

Serving Florence, KY and surrounding areas

In business since 1994

Free estimates

Credit card accepted

"I asked for a quote from Home Advisor, got a call from Don within 10 minutes and had my appraisal within 4 days. Efficient and thorough, perfect!"

Response time4 hrs

Recommended by70%of homeowners

Serving Florence, KY and surrounding areas

In business since 1989

Quality residential appraisal in Northern Kentucky region: Refinancing, PMI removal. Consulting. BOONE, CAMPBELL, GALLATIN, GRANT and KENTON COUNTIES.

Request Quote

Big Patriot Home Remodeling

New to Angi

Appraisal - General

Serving Florence, KY and surrounding areas

In business since 2020

Free estimates

Emergency services offered

Big Patriot Home Remodeling is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests and make their concerns the basis of our business.

Response time20 mins

Request Quote

Antiques and Jewelry Appraisals questions, answered by experts

Ensures accurate valuation reflecting current market conditions, assisting in financial decisions.

Estate shutters are considered a high-end window treatment that increases home value. As previously mentioned, this project comes with an ROI of up to 75%. Shutters can also improve your home’s energy efficiency, especially if you choose PVC or faux wood shutters, which will lead to long-term savings on your energy bills.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

They provide objective, third-party valuation, guiding fair sales or purchase prices.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal.

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

The Florence, KY homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

Angi
•
May 5, 2026May 5, 2026
How Much Does Pre-Listing Appraisal Cost? [2026 Data]
Discover what the average pre-listing appraisal cost is, what impacts pricing, and how to save money before selling your home.
Angi
•
Jul 8, 2026Jul 8, 2026
How Much Does a Home Appraisal Cost? [2026 Data]
Home appraisals are an important part of buying or selling a home and getting a mortgage loan. Learn more about home appraisal costs and what they include.
Chris Middleton
•
Apr 4, 2026Apr 4, 2026
How Much Does Desktop Appraisal Cost? [2026 Data]
Get transparent desktop appraisal cost info. Learn what affects pricing, compare options, and find ways to save on your home appraisal.
Audrey Bruno
•
May 5, 2026May 5, 2026
Turn Clutter into Cash: Who to Hire to Sell Household Items
There are several types of pros that you can hire to appraise, haul, and sell your belongings so you won’t have to do the heavy lifting yourself.
Amy Pawlukiewicz
•
Jul 10, 2026Jul 10, 2026
How Do Estate Sales Work? A Simplified Guide
Need to get rid of a whole house full of items? Here’s everything you need to know about estate sales and how they work.
Margaret Wack
•
Jul 9, 2026Jul 9, 2026
How to Retrieve Jewelry After It Falls Down a Drain
Having a piece of jewelry fall down the drain can be a stressful experience. We’ll cover the best tips and tricks to get your jewelry back safe and sound.