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Fire Pit Installation questions, answered by experts

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

Concrete homes have better fire resistance because this material is highly resistant to fire and heat. But any paint, siding, windows, roofing, or other materials on a concrete home may still be flammable. Never try to stay in a building with a large, active fire or a wildfire approaching because this can still be deadly. However, building a fireproof home with concrete can better protect the structure against total destruction.

Poorly designed and incorrectly installed outlets can create an electrical fire hazard, as do some phone chargers and adapters that plug into these outlets. However, most outlets are perfectly safe as long as they remain in working condition. Keep an eye on what you are plugging into the outlet and stay alert for signs of outlet malfunction, like sparks, burning smell, or frequent circuit tripping.

Most homeowners put a layer of compact sand or gravel at the bottom of their firepit, but you can also choose more decorative options like fire-resistant paving stones, bricks, or fire pit glass. Dirt by itself can even work, but other materials do a better job of spreading the heat around.

Depending on who’s doing the estimating, about 22,000 to 25,000 chimney fires happen each year in the United States. Given the fact that millions of Americans have fireplaces (and chimneys), that means chimney fires aren’t exactly common—but they’re not rare, either. Since they’re so dangerous, it’s important to take precautions to prevent them.

The Effingham, KS homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.