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In most cases, homeowners insurance will cover an AC replacement if it was damaged due to a covered peril—such as theft, fire, or storms. So, if your air conditioner needs replacing due to regular wear and tear, your insurance company probably won’t pay for a new one. However, home warranties often cover HVAC repairs and replacements.

A home AC unit provides anywhere from one-half to five tons of cooling and requires approximately two to four pounds of refrigerant per ton of cooling. At approximately five to 10 minutes to fill one pound of refrigerant, a home that requires three tons of cooling will take about six to 12 pounds of refrigerant and approximately 30 minutes to two hours to completely recharge the unit.

Deciding whether to replace just the AC coil or the entire system depends on the age of your unit and the overall cost. Replacing a coil is less expensive than a full system replacement, but it can still be a pricey repair. If your HVAC system is relatively new and still under warranty, or if the replacement cost is significantly lower than a new system, replacing the coil can be a worthwhile investment that restores efficiency and extends the unit's life. However, for older systems (nearing the end of their 10-15 year lifespan) or those with extensive damage, it is often more cost-effective to replace the entire AC unit. Mismatched coils in an older system can lead to inefficiency and future breakdowns, so a full replacement ensures optimal performance and avoids further costly repairs.

Yes, scorpions can enter a home through AC vents, especially if the system is not well-sealed. As excellent climbers, they can scale a home's exterior and squeeze through gaps as small as 1/16 of an inch. Scorpions are often attracted to the moisture around air conditioning ducts or seek cooler areas during hot weather, using vents as a pathway inside. They may slip through small openings where the duct meets the vent cover and travel within walls before emerging. To prevent this, inspect your vents, seal any gaps, and consider installing fine mesh screens.