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A barbed wire fence will last an average of 15 to 20 years, but the life expectancy can range anywhere between five and 50 years. Thicker wires last longer, as do fences made with galvanized metal. If the barbed wire fence is in a climate with harsh winters and summers, it likely won’t last more than 10 to 15 years. Failing to keep up with maintenance and repairs will also shorten the lifespan of a barbed wire fence.

Moisture and rot are the largest threat to wooden fences. Stain can help your wood fence last 15 to 20 years, but only if you choose a stain with waterproofing qualities or add a sealant. Oil-based stains create a thicker moisture barrier than water-based stains, though both are mold and mildew resistant. You’ll generally need to re-stain your fence every one to eight years to get full protection.

A fence gate can sag for several reasons. The issue often stems from the hardware, such as damaged or bent hinges, or loose screws that can no longer support the gate's weight. The gate frame itself might also have come out of square due to failing supports. Alternatively, the problem may not be the gate but the supporting fence post, which could be leaning or out of place. In many cases, fixing a sagging gate is as simple as tightening the hinge screws or upgrading to more robust hinges.

Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.