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Insulation questions, answered by experts

Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.

Yes, you should add an insulative cover to outdoor water spigots in the winter for better protection against freezing. Make sure to use waterproof insulating material—something like a towel or old shirt can actually make the faucet more prone to freezing when the material soaks up rain or snow.

How to dispose of insulation depends on a few factors, including the condition of the material. While you can simply bag up and throw away many kinds of insulation, some municipalities offer recycling, so it's worth checking with yours. If there are contaminants such as asbestos in your insulation, abatement and specialized disposal are often necessary.

Vapor barriers in attics are a bit outdated and most areas no longer recommend them for attic spaces. For vented attics, the best method is usually to install drywall and cover it with latex paint before attaching insulation fiberglass, cellulose, or foam insulation. When renovating an attic to use as a living space, a contractor can guide you on the best way to cover insulation.

An outdoor spigot needs some attention before the temperatures begin to drop. Using an insulative cover is just one part of minimizing a frozen spigot and pipes. You’ll also need to shut off the water and drain the spigot, which leaves as little water as possible in the pipes to prevent freezing.

The Monroeville, IN homeowners’ guide to insulation services

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  • 🌱 "Mow a small front yard"
  • 🛠 "Fix a leaking pipe under the sink"
  • 🏠 "Repair shingles on an asphalt roof"