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Stucco questions, answered by experts

Cracks in the chimney can be very serious, depending on their location and size. Even small cracks can become serious over time if left unrepaired. Cracks allow heat and moisture to deteriorate your chimney and harmful carbon monoxide gas to seep into your home. Small cracks can often be caulked, while large cracked sections may require full replacement.

When cleaning stucco siding, it is recommended to use a pressure washer with a psi (pounds per square inch) between 1,500 and 2,000. This range provides sufficient power to remove dirt and grime without causing damage to the stucco surface. It's important to avoid using excessive psi as it can chip or crack the stucco. 

Using a wider spray nozzle and keeping a safe distance of about seven to 10 feet from the siding helps ensure a gentle and effective cleaning process. Always follow the manufacturer's guidelines and adjust the psi accordingly based on the condition of your stucco and the specific requirements of your pressure washer.

Repaired stucco requires regular inspections, cleaning to prevent mold or mildew build-up, and timely minor repairs to address hairline cracks. Applying protective sealants can also enhance longevity and maintain its appearance.

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

The decision to repair or replace stucco depends on the extent of the damage. For minor issues like small cracks, holes, dirt, stains, or discoloration, a repair is typically sufficient and more cost-effective. These issues can often be resolved with a simple repair, a deep clean, and possibly a new coat of paint. However, for more significant problems such as large cracks, peeling, mold, algae, or structural water damage, a replacement might be necessary. In these cases, it is best to call a professional stucco contractor for an inspection. An expert can assess the severity of the damage, determine if there are deeper issues, and advise whether a repair is adequate or if replacing a section or an entire wall is the more cost-effective, long-term solution.

The Tilton, IL homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.