Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

Is a scullery worth it?

• <div><p>Whether a scullery is worth it depends on how much you like to cook and entertain. If you frequently host gatherings—a scullery is likely worth the money. If you’re looking for ROI, it’s not so clear. It may not add significant value to your home, as it doesn’t increase square footage and may repurpose space that a buyer would have preferred to remain as-is (like a laundry room). </p></div>

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Q: Does the age of my home impact its value?

• <div><p>Yes, the age of your home can impact its value. However, age is just one of many factors that will have an effect. An older home may be perceived as needing more work and maintenance, but if you&rsquo;ve kept up with repairs or done any renovations, this will increase its value. Buyers will also consider the size of the house, location, and how nearby homes are priced. Lastly, value also depends on whether it&rsquo;s a buyer or seller&rsquo;s market. </p></div>

Q: Do sellers usually lower their asking price after the appraisal?

• <div><p>In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, <a href="https://www.angi.com/articles/how-find-home-appraiser.htm">hire another appraiser</a> to get a second opinion, or just move on to another offer that isn&rsquo;t contingent on the buyer getting a mortgage or an appraisal inspection.</p></div>

Q: How long does the appraisal process usually take?

• <div><p>Around 1-2 weeks, including inspection and reporting time for an official evaluation.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Silvis, IL

*The Angi rating for Antique And Jewelry Appraisal companies in Silvis, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Silvis, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on January 28, 2026

Reviewed in January 2026
We found R & B Remodeling thru Angie’s list and I highly recommend them. They are prompt, professional and courteous. They showed up every day, on time, cleaned up well after themselves and worked all day. Owners Grant and Chris clearly take pride in their work, which shows in the high quality...
R & B Remodeling
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Reviewed in July 2025
Highly recommend Sizemore Tree Care. They did excellent work and were very professional. Great clean up after the work was done and reasonable priced.
Sizemore Tree Care
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Reviewed in February 2024
Excellent company and people, corrected a painted wall above and beyond what I could have expected.
J&J Painting
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Reviewed in August 2023
We were impressed from the beginning with the friendly and helpful sales lady to the installers of our counter tops and sink. I highly recommend Aceno to our family and friends.
ACENO GRANITE LLC
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Reviewed in June 2023
They have the best prices around and the quality is fantastic. They where on time and very professional. I would recommend them for any kind of painting around the house.
GT Painting
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Reviewed in February 2023
Called them on very short notice and asked them to come out and look at a transfer of a pet fence. He came out gave a look at it and he was able to get it done very quickly and within our time schedule. Very reasonable price and great value. He is very professional, l am very satisfied. He gave...
Freedom Pet Fencing LLC
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Reviewed in December 2022
We went away for the weekend for Thanksgiving and they were very reliable and trustworthy.
Greenwood Cleaning Systems, Inc.
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Reviewed in April 2022
They were very professional and courteous. Efficient, clean, and timely. I would highly recommend! Very fair price for very quality work.
R.A. Masonry, LLC
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Reviewed in February 2022
I can’t tell you how impressed I was with the work they did. Painted my cupboards and my kitchen ceiling. It is beautiful and Leo and guys were very kind and put everything I couldn’t reach back for me. Will hire them again. Thanks for the great work. Looks amazing
J & J Painting
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Reviewed in January 2022
DMDR painter was always on time and kept a clean worksite . price was more than reasonable and the work quality was good!
Dmdr painting
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Antiques and Jewelry Appraisals questions, answered by experts

Yes, the age of your home can impact its value. However, age is just one of many factors that will have an effect. An older home may be perceived as needing more work and maintenance, but if you’ve kept up with repairs or done any renovations, this will increase its value. Buyers will also consider the size of the house, location, and how nearby homes are priced. Lastly, value also depends on whether it’s a buyer or seller’s market.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

Whether a scullery is worth it depends on how much you like to cook and entertain. If you frequently host gatherings—a scullery is likely worth the money. If you’re looking for ROI, it’s not so clear. It may not add significant value to your home, as it doesn’t increase square footage and may repurpose space that a buyer would have preferred to remain as-is (like a laundry room).

The Silvis, IL homeowners’ guide to antique and jewelry appraisals

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