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Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.

Footings for ground-level decks need to be at least 12 inches deep, and some areas require them to be even deeper. A standard range for deck footings is anywhere from 12 to 48 inches. The minimum footing depth is determined by an area’s frost line and soil conditions. If you’re unsure how deep to install deck footings, check local building codes to find the minimum footing depth in your area. 

The best direction for a gate to swing depends on its location and purpose, but swinging inward is the general rule. An inward swing is often considered safer, prevents the gate from opening into public spaces like a sidewalk, and may be required by local building codes.

There are exceptions and specific considerations. If your property is on a slope, an inward swing might not be possible. For a deck gate, it's safest to have it swing away from any steps. In a backyard, the direction can be a matter of preference, though an inward swing can be helpful when carrying heavy items like a wheelbarrow into a garden.

Regardless of direction, ensure the gate can open fully without hitting any objects or blocking spaces. While an inward swing is standard, a gate that can swing both in and out offers the most flexibility if your setup allows for it.

Some elevated decks require stairs that lead to the ground level per the local fire codes in some municipalities. In other regions, a staircase is an optional feature that can increase accessibility and convenience for homeowners who want ground-level access to their deck. Additionally, a staircase is necessary if your home doesn't have an existing door leading to the deck.