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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Iron sediments from rusty pipes are not likely to cause health problems. While a glass of yellow-hued water is off-putting, it is generally safe to drink yellow water in the short term. But you certainly want to address this problem. In the meantime, switching to bottled water until the yellow water issue is resolved is a good idea. 

The average cost of a lead paint inspection is about $600, but it can cost as low as $150 or as much as $800, depending on the size of the area, geographic location, and the inspection methods. Some of the most common lead paint inspection methods include:

  • Visual inspection: $150–$400

  • Paint sampling: $200–$600

  • X-ray fluorescence (XRF): $250–$700

  • Risk assessment: $300–$800

You should ask a few questions to ensure that your potential lead removal professional is experienced and qualified to handle lead-paint abatement safely, legally, and properly.

  • What are your qualifications and experience removing lead-based paint?

  • Are you licensed and certified to remove lead-based paint?

  • How do you test for lead paint?

  • What methods do you use for lead-based paint abatement?

  • What do you plan to do with the hazardous material when you remove it from the home?

  • Do you do replacement and painting work or removal only?

Lead paint test kits are not always accurate. Several factors can play into why a test kit provides an inaccurate result such as user error, sample viability, the age and condition of the paint, or difficulty interpreting the final result. If you are looking for 100% accuracy, hiring a professional lead paint test is the only way to get that piece of mind.

The Shelley, ID homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.