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Yes, windows being painted shut is a fire hazard. Because windows painted shut may have locks that stick or cannot be opened easily in an emergency, this becomes an immediate fire hazard that should be dealt with.

Regular and professional chimney cleaning offers several key benefits. It prevents dangerous fire hazards by removing flammable creosote buildup, improves airflow and heating efficiency, ensures the safe venting of smoke and harmful gases, and can help you stay in compliance with local safety codes.

Generally, an oil furnace is considered safer than a gas furnace for several reasons. While both types of furnaces can produce carbon monoxide, a leak in an oil furnace is easier to detect due to the smell. Oil furnaces also don't connect to a gas pipeline, which reduces the chance of a fuel leak. Most importantly, heating oil is not combustible, whereas natural gas is highly flammable. This means there is a much lower risk of combustion or explosion with an oil furnace. However, an oil furnace can still pose a fire hazard if it tips over.

In some cases, you can use a fireplace once the insert has been removed. However, before burning a fire, you must have a professional inspect it and the chimney to make sure they're functioning properly and no damage has occurred from removing the insert. That’s because using a fireplace without an insert could create fire hazards due to issues with airflow and heat dispersion, depending on the fireplace design and material. A professional can advise on whether you should make certain repairs or modifications before using your fireplace as an open hearth.