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A few different types of land surveys can help determine certain features and boundaries of your property. These include:

• Boundary surveys describe the actual borders of a property. These are generally required when trying to get construction permits issued. 

• Location surveys provide much of the same information as a boundary survey but also include in-depth information about any improvements made to your property. 

• Mortgage location surveys are usually required by lenders and title companies before financing or offering an insurance policy. 

• Site-planning surveys are done before applying for building permits and can be issued before any major home improvements. 

• Topographic surveys provide a formal map of land elevations. It can also describe the location and size of natural features and any land improvements.

Depending on the type of land survey, the report will mark the boundaries of your property, the topographical changes of the landscape, as well as major natural and added structures to the plot. A more detailed survey, like an as-built survey, will note the measurements of the structures and landscape following major construction. A topographic survey will also help your contractor determine the cost of land development projects.

Land surveys are worth it in several scenarios including selling your home, building an addition, constructing a fence, or making major changes to your landscape. A professional land survey can help you avoid legal issues with your neighbors and confirm the value of your property. In many cases, you may be required to order a land survey to receive a construction permit or mortgage loan.

If you or your mortgage lender think your land survey needs to be more accurate, double-check the survey report and get at least a second opinion from the original surveyor and an inspector, if possible. Although it’s unlikely, even reputable surveying companies can make mistakes. An inaccurate survey can cause problems down the road in the case of any property line disputes, so it’s best to resolve any inaccuracies as quickly as possible.