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Land Surveying questions, answered by experts

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.

You can’t build on undeveloped land without preparing it for construction, which involves running utilities to the site or accounting for private utilities like wells and septic systems and grading and compacting the soil for safe construction. Once you prepare the land, you can build on it as long as the project abides by local zoning regulations.

Land surveying costs about $530 for the average homeowner. However, your total cost could range anywhere from $200 to $1,000 or more. Factors like the size of your property play a significant role in what you pay, but other things like the survey type and the time of year can also impact the final cost. 

For example, if you’re looking for a simple boundary survey, you can expect to pay between $100 and $600. However, if you want a more in-depth survey that depicts the elevations of your hills and trees, you can expect to pay between $500 and $1,200 for a topographic survey.

Professionals who complete perc tests can usually do them in a single day. Including excavating to expose the test site, filling the hole with water, and monitoring it while it drains, you can expect the test to take between four and eight hours total. It’s possible that you’ll get the results the same day, but some companies may take a few days to get official results.

Soil testers and licensed excavators are often the professionals you hire if you need a perc test. In some cases, structural engineers will also be able to conduct the test for you. In many municipalities, you’ll need your professional on-site to dig and fill the holes with water, as well as a representative from your local building department or health department. That representative is the individual who will determine whether your test passes or fails.

The Sumner, IA homeowners’ guide to land surveying services

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