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There are many times when you should change your locks. When moving into a new house, ensure you know the whereabouts of all working keys. You should also change locks after a home break-in, losing your keys, or if you suspect your keys have been stolen. Always change your locks when they break or become unreliable.

It could be difficult to get in and out of a lock for several reasons, such as the keyhole needing additional lubrication. Particles, debris, and dirt can also get into a lock, making a key stuck (the lubrication can help with the removal). 

The cost-effectiveness of fixing or replacing a door lock depends on the severity of the issue. Repairing a minor problem, such as loose screws or a need for lubrication, is usually cheaper than replacing the entire lock. However, replacing the lock if it is severely damaged, outdated, or lacks security features may be a better long-term investment. New locks often have improved security features, enhancing your property's safety.

Keyless locks are often considered safer since they’re protected by passcodes instead of a physical key, making it harder to be picked. However, they are not infallible. And like all electronic devices, outdated models are more prone to problems and safety concerns. If you’ve experienced multiple lockouts in the past year, or your lock is responding slower than usual after you key in the passcode, it might be time to upgrade to a newer one. Even if your lock is working fine, you should still change your access code at least twice a year.