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Stucco questions, answered by experts

Cracks, discoloration, and moisture intrusion often indicate necessary repairs.

Yes, most services include matching the replacement pieces to the existing flooring. Confirm with your contractor.

DIY is possible for small cracks or patches. Professional services ensure proper texture and color matching.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

The best way to assess that your stucco needs repair is to inspect it, both visually and physically. If you notice cracks, chips, or staining, that’s a good indication that your stucco could use some TLC by a professional. Additionally, if you touch an area that feels soft and has a little “give,” you should consider repairing it as soon as possible to avoid further damage, both to additional stucco spots and to your home’s structure. 

The Dike, IA homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.