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Stucco questions, answered by experts

Cracks in the chimney can be very serious, depending on their location and size. Even small cracks can become serious over time if left unrepaired. Cracks allow heat and moisture to deteriorate your chimney and harmful carbon monoxide gas to seep into your home. Small cracks can often be caulked, while large cracked sections may require full replacement.

German schmear is a durable brick masonry coating. It should last at least a decade or two without flaking or fading, even with minimal maintenance. This makes it an economical option compared to the cost of painting your house exterior, which usually needs to be repainted every five to 10 years to keep it looking its best—thus costing more over the same time period.

Many general contractors can handle adding stucco siding, but it’s best to hire a local stucco contractor as you’re more likely to get a clean finish on your stucco siding that maximizes curb appeal. Stucco can be a challenging material to work with, so hiring a professional contractor who has years of experience and specializes in stucco application is advisable. Compare price quotes from at least three stucco contractors in your area to find the right pro for your task.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Solid, unpainted stucco shouldn’t suffer damage from dots of glue used for this task. If the stucco is dirty, you may notice slight marks when you heat and peel the glue away, but these aren’t permanent.

However, not all stucco walls are solid stucco. Some are “faux” stucco with a foam backing. This kind of stucco veneer is more susceptible to damage, including damage from hot glue. We don’t suggest attaching anything to these kinds of stucco walls, so make sure you check the stucco type before starting this project.

The Dike, IA homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.