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Skylights questions, answered by experts

An improperly installed skylight could potentially impact your roof's warranty. This happens because roofing penetration is necessary during skylight installation. Check your warranty information to verify. In most cases, having skylights professionally installed with proof that flashing is being done to specifications can be enough to preserve your roof's warranty.

Most homeowners insurance policies cover skyight damage that is caused by hail. Hail damage is considered a covered peril under most standard insurance policies. However, this only applies if your skylights were properly installed. Also, insurance policies vary, so be sure to check your individual policy to see if skylight hail damage is covered.

Ceiling costs depend on many factors, such as the material used and size, but coffered ceilings are considered one of the more expensive ceiling options. If you want to install a coffered ceiling but have a limited budget, consider using plywood instead of hardwood—it costs $2–$4.50 per square foot, while hardwood can be as much as $20 per square foot.

Fixed skylights are by far the most popular type. Because skylights can be pretty high up on your ceiling, fixed (rather than operable) skylights remove some maintenance from the equation. Plus, you don’t have to constantly worry if you shut your skylight fully the last time you opened it or if you’re going to find a leak later on during a rainy day.

Skylights might sometimes increase your homeowners insurance premium, but the increase is usually minimal. Some home insurance companies won’t adjust your premium with the addition of a skylight, so you can contact your insurer or your professional skylight installer to ask about any expected changes. It’s crucial to have an expert install the skylight, as insurance companies may not insure your roof or cover water damage that results from a non-professional skylight installation.

The Lahaina, HI homeowners’ guide to skylight services

From average costs to expert advice, get all the answers you need to get your job done.