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Skylights questions, answered by experts

Most homeowners insurance policies cover skyight damage that is caused by hail. Hail damage is considered a covered peril under most standard insurance policies. However, this only applies if your skylights were properly installed. Also, insurance policies vary, so be sure to check your individual policy to see if skylight hail damage is covered.

Skylights are the most likely windows to leak if installed improperly, so there are a few questions you should ask any skylight installer before you hire them:

  • Do you specialize in skylight installation or only windows in general?

  • Do you offer any kind of warranty for the installation?

  • What recourse do I have if the skylight leaks shortly after installation?

  • Do you have references I can speak with?

  • How long have you been in business?

  • Are you licensed and insured?

A skylight's ability to withstand hail depends on factors like material quality and thickness. Impact-resistant options, such as tempered or laminated glass, fare better against hail compared to standard glass. Proper installation and regular maintenance also contribute to their resilience. While smaller hailstones may not pose a significant threat, larger ones can cause damage. Consider skylight protection methods like covers or screens in hail-prone areas to enhance durability and minimize potential harm.

While it is possible to install a skylight as a DIY project, it is not recommended. Skylights are the most likely type of window to leak due to their position on the roof. Even minor mistakes during installation can lead to significant water damage and high repair costs. Additionally, working on a roof is dangerous, especially when maneuvering heavy, bulky windows. Due to the required roof modifications and the need for proper sealing and structural safety, hiring a professional skylight installer is strongly advised to avoid costly long-term issues.

Costs depend on skylight size, roof type, and additional features like blinds or tinting.

The Lahaina, HI homeowners’ guide to skylight services

From average costs to expert advice, get all the answers you need to get your job done.