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Skylights questions, answered by experts

Skylights are the most likely windows to leak if installed improperly, so there are a few questions you should ask any skylight installer before you hire them:

  • Do you specialize in skylight installation or only windows in general?

  • Do you offer any kind of warranty for the installation?

  • What recourse do I have if the skylight leaks shortly after installation?

  • Do you have references I can speak with?

  • How long have you been in business?

  • Are you licensed and insured?

Most homeowners insurance policies cover skyight damage that is caused by hail. Hail damage is considered a covered peril under most standard insurance policies. However, this only applies if your skylights were properly installed. Also, insurance policies vary, so be sure to check your individual policy to see if skylight hail damage is covered.

Skylights might sometimes increase your homeowners insurance premium, but the increase is usually minimal. Some home insurance companies won’t adjust your premium with the addition of a skylight, so you can contact your insurer or your professional skylight installer to ask about any expected changes. It’s crucial to have an expert install the skylight, as insurance companies may not insure your roof or cover water damage that results from a non-professional skylight installation.

Leaks are the top concern for skylights, often due to improper installation or worn-out seals. Over time, water can seep in and cause major damage to your home’s ceilings and walls. Other common issues include condensation, which leads to mold, as well as physical damage from weather or debris. If they’re not sealed properly, skylights can also bring unwanted heat in the summer or cold in the winter, affecting your home’s energy efficiency and tacking on extra dollars to your bills.

Ceiling costs depend on many factors, such as the material used and size, but coffered ceilings are considered one of the more expensive ceiling options. If you want to install a coffered ceiling but have a limited budget, consider using plywood instead of hardwood—it costs $2–$4.50 per square foot, while hardwood can be as much as $20 per square foot.

The Lahaina, HI homeowners’ guide to skylight services

From average costs to expert advice, get all the answers you need to get your job done.