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Skylights questions, answered by experts

Most homeowners insurance policies cover skyight damage that is caused by hail. Hail damage is considered a covered peril under most standard insurance policies. However, this only applies if your skylights were properly installed. Also, insurance policies vary, so be sure to check your individual policy to see if skylight hail damage is covered.

Yes, solar tubes are easier to install than skylights because they’re lighter, smaller, and easier to handle. They also require less roof cutting and have a faster, simpler installation process. This means they’re a more DIY-friendly option for homeowners who want to add more natural light to their homes.

When planning out skylights and deciding how big they should be, it's important to look at the dimensions of the interior space. In addition to changing a room aesthetically, skylights influence the illumination and temperature of the space below. The U.S. Department of Energy recommends that a skylight’s size should never be more than 5% of the floor area in rooms with many windows.

Costs depend on skylight size, roof type, and additional features like blinds or tinting.

Whether you need a permit to install a skylight depends on the scope of the project and local regulations. Generally, permits are required if the installation involves altering the structural components of your home, such as moving roof rafters. In some municipalities, a permit might also be necessary if the skylight protrudes above the highest point of your existing roof. However, if no structural changes are made, a permit may not be needed. The cost for a skylight installation permit is typically under $100. A convenient time to add a skylight is during a roof replacement, as your contractor can incorporate the new opening into the design.

The Lahaina, HI homeowners’ guide to skylight services

From average costs to expert advice, get all the answers you need to get your job done.