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Skylights questions, answered by experts

Pros of installing a skylight include the fact that you will get much more natural light in your home, skylights can make your room look bigger than it actually is, and your home may increase in value. Cons include difficult upkeep (you may have to get on a ladder to clean and maintain them), higher installation costs, and, potentially, too much heat gain from all the extra sunlight.

In most cases, installing skylights will add value to your home, making them a worthwhile investment for many homeowners. Buyers are often attracted to the aesthetic appeal of skylights, as they make rooms feel brighter, airier, and more spacious by introducing natural light without compromising privacy. Beyond aesthetics, skylights can offer monetary benefits by potentially reducing energy bills. Additionally, models that can be opened provide extra ventilation, which is particularly useful in hotter climates for allowing accumulated hot air to escape from the ceiling. However, the return on investment depends on several factors. To maximize value, it's crucial that the skylights are installed by an experienced professional to avoid risks like water damage, which can deter savvy buyers. Regular maintenance and cleaning are also important. Furthermore, choosing the right frame and glazing materials for your specific climate will enhance their performance and appeal. While skylights are generally seen as an asset, homeowners should also consider the initial cost, which averages around $1,500 for installation.

Most homeowners insurance policies cover skyight damage that is caused by hail. Hail damage is considered a covered peril under most standard insurance policies. However, this only applies if your skylights were properly installed. Also, insurance policies vary, so be sure to check your individual policy to see if skylight hail damage is covered.

Skylights might sometimes increase your homeowners insurance premium, but the increase is usually minimal. Some home insurance companies won’t adjust your premium with the addition of a skylight, so you can contact your insurer or your professional skylight installer to ask about any expected changes. It’s crucial to have an expert install the skylight, as insurance companies may not insure your roof or cover water damage that results from a non-professional skylight installation.

Yes, skylights can affect a home’s energy efficiency, either positively or negatively. Properly installed, energy-efficient skylights with Low-E coatings, double glazing, and UV-blocking glass can help regulate indoor temperatures and reduce heating and cooling costs. However, poorly insulated or older skylights can contribute to heat loss in winter and excess heat gain in summer, lowering overall energy efficiency.

The Kahului, HI homeowners’ guide to skylight services

From average costs to expert advice, get all the answers you need to get your job done.