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Most homeowners insurance policies cover skyight damage that is caused by hail. Hail damage is considered a covered peril under most standard insurance policies. However, this only applies if your skylights were properly installed. Also, insurance policies vary, so be sure to check your individual policy to see if skylight hail damage is covered.

Yes, solar tubes work during the winter as long as it’s light outside and they aren’t covered by snow. Sun tunnels are made to work year-round to bring in natural light, and some people find them even more beneficial during the winter. With less daylight outside, it can be even more important to bring brightness into homes to reduce electricity costs.

To maintain a skylight and ensure its performance over time, regular maintenance is required. This includes periodically cleaning the glass and frame to remove dirt, debris, and condensation. It is also crucial to inspect the seals and flashing at least once a year for any signs of wear, degradation, or leaks, paying special attention after heavy storms. Ensure that the drainage system is clear to prevent water buildup and potential leaks. Address minor issues like cracks promptly and consider occasional resealing to prevent drafts and moisture problems. While energy-efficient skylights with Low-E coatings or double glazing may require less upkeep, periodic professional servicing can help keep any skylight in optimal condition.

The decision to remove a skylight depends on your specific circumstances and preferences. There are several reasons why you might consider removing a skylight, such as extensive damage, a desire for better insulation, or the need to change the room's layout. Additionally, if the skylight is causing leaks or other issues, it may be necessary to remove and replace it (which can incur additional skylight installation costs). It's important to assess your specific situation and consult with professionals if needed to make an informed decision.