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Skylights questions, answered by experts

Skylights might sometimes increase your homeowners insurance premium, but the increase is usually minimal. Some home insurance companies won’t adjust your premium with the addition of a skylight, so you can contact your insurer or your professional skylight installer to ask about any expected changes. It’s crucial to have an expert install the skylight, as insurance companies may not insure your roof or cover water damage that results from a non-professional skylight installation.

Repairing or replacing a skylight generally takes between a few hours to a full day. Simple repairs might take 2 to 4 hours, depending on the complexity of the problem. The total time can vary based on factors like weather conditions, the accessibility of the skylight, and the extent of the work required, such as replacing the entire unit versus performing minor repairs.

Whether you need a permit to install a skylight depends on the scope of the project and local regulations. Generally, permits are required if the installation involves altering the structural components of your home, such as moving roof rafters. In some municipalities, a permit might also be necessary if the skylight protrudes above the highest point of your existing roof. However, if no structural changes are made, a permit may not be needed. The cost for a skylight installation permit is typically under $100. A convenient time to add a skylight is during a roof replacement, as your contractor can incorporate the new opening into the design.

A skylight's ability to withstand hail depends on factors like material quality and thickness. Impact-resistant options, such as tempered or laminated glass, fare better against hail compared to standard glass. Proper installation and regular maintenance also contribute to their resilience. While smaller hailstones may not pose a significant threat, larger ones can cause damage. Consider skylight protection methods like covers or screens in hail-prone areas to enhance durability and minimize potential harm.

Water will leak through a skylight if there are issues in the sealing of the skylight. Find and fix those issues yourself if possible, but it’s a good idea to contact a professional, as there could be much more water damage than you initially saw. Plus, it’s dangerous to work on a roof without the proper safety equipment and know-how.

The Kihei, HI homeowners’ guide to skylight services

From average costs to expert advice, get all the answers you need to get your job done.