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*The HomeAdvisor rating for Heating Oil Service companies in Holualoa, HI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Heating Oil Service needs.

Last update on October 23, 2025

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Heating Oil questions, answered by experts

A geothermal heat pump system will take about 10 years to pay for itself, and it has a life span of anywhere from about 25 to 50 years. Installing a geothermal heat pump will cost about $14,250 upfront, but it can reduce your energy bills by around 65% when compared to a conventional HVAC system.

There are three main types of heat pumps. An air-source heat pump system is the most common and has two parts—an indoor air handler unit and an outdoor heat pump unit. A ductless heat pump system functions similarly to an air-source heat pump system but doesn’t need ductwork to distribute the air. A geothermal heat pump system pulls heat from the ground to help heat your home.

HVAC systems usually last between 10 and 30 years, with most having a lifespan of around 20 years. Factors that impact a unit’s life expectancy include which brand you choose, how often you use it, and how well you maintain it. To make sure yours lasts as long as possible, make sure to keep it clean and schedule an annual service with an HVAC technician.

The most obvious downside is the high upfront cost of buying and installing one of these systems. Additionally, sometimes the system can take a longer time to heat than alternatives like a boiler. Also, if something goes wrong with the geothermal pump, repairs are often significantly more expensive than repairing traditional, above-ground heat pumps.

There are several common types of HVAC systems that you may have, including split systems, hybrid HVAC, duct-free systems, packaged heating and air, geothermal heating, or even portable units for heating or cooling. If you aren’t sure which type is in your home or are looking to install something different, you should consult an HVAC pro to determine which option is right for your heating and cooling needs.

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